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The college financial aid system - with its scholarships, grants, student loans and tax-saving opportunities - doesn't come knocking at your door. To help you maximize need-based and merit-based financial aid eligibility as well as exploit the educational tax-saving opportunities, we offer the following services:
» Form Completion - For families of high school seniors and college students
We take the anxiety and hassle out of completing the college aid forms. Improperly completed or missed deadlines may disqualify you for or reduce your aid. Don't take that chance. We complete the forms for you in a timely manner to meet all school deadlines. After you receive your award letters, we assist in evaluating and appealing the aid packages offered. We also advice you on how to efficiently pay the portion of college costs not subsidized by aid.
» Pre-College Analysis - For families with infants through high school students
We complete a thorough analysis of the factors that may affect your aid eligibility. If your child is near college age, we will create a projection of your family's estimated Expected Family Contribution. Based on our analysis, we will make recommendations to insure that you are demonstrating the maximum legally possible financial need .
» College Tax Analysis - For high-income families and small business owners
There are many college-related tax reduction opportunities available to high-income families and small business owners. These "tax scholarships" can significantly reduce the overall cost of college for families who might not qualify for more traditional forms of financial aid. Our analysis identifies tax reduction opportunities and makes specific recommendations to implement them.
» Gifting Analysis - For grandparents
Grandparents (and other family members) frequently want to ease the burden of college for their grandchildren. We work with you to design a gifting program that takes into account control of the funds, estate tax issues, and tax efficiency, without reducing the student's chances for college aid.
College Aid Planners, Inc. is not a scholarship search service and does not and can not guarantee financial aid.
Furthermore, we will not make recommendations that are either illegal or unethical.
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